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Product Manager – Autonomous Mobility/ Commercial Auto Insurance

Yoh, A Day & Zimmermann Company Costa Mesa, CA

Costa Mesa, CA

Today

$182k - $260k/yr Full time Automotive Finance & Insurance Autonomous Driving Commercial Insurance

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Job Description

Lead the initial product strategy for commercial auto and emerging mobility, building the foundation for a scalable product organization in Costa Mesa.

Responsibilities

Define the organization’s long-term commercial auto and emerging mobility product strategy
Evaluate opportunities across light commercial fleets, connected vehicles, autonomous vehicles, rideshare, delivery, and other evolving mobility models
Articulate key differences between personal and commercial auto products, including risk, pricing, underwriting, coverage, claims, and operational considerations
Develop a point of view on how autonomous and connected mobility may impact commercial insurance
Monitor emerging mobility trends, competitors, OEM activity, insurance innovation, technology providers, and regulatory developments
Identify where the organization can establish a differentiated position in the market
Create a roadmap to move from the current state of no commercial auto product to a scalable offering
Assess potential market-entry paths, including:
- Building capability internally
- Acquiring or partnering with an existing organization
- Choosing not to enter specific market segments
Analyze investment, talent, technology, regulatory, operational, and risk requirements for each path
Prepare recommendations and business cases for executive leadership
Present the product vision to senior executives and secure alignment on the recommended strategy
Define capabilities, resources, partnerships, and organizational structure needed to execute the strategy
Provide expertise in commercial auto product structure, coverage design, underwriting, rating, pricing, and risk selection
Partner with actuarial teams to evaluate pricing methodologies, risk models, exposure data, loss trends, and portfolio economics
Help determine which commercial auto risks and vehicle types match existing organizational capabilities
Identify future coverage needs driven by autonomous systems, connected vehicles, fleet operations, and changing liability models
Establish the foundation for product governance, regulatory review, underwriting guidelines, and operational processes
Support development of product requirements and implementation plans as strategy advances
Define roles and capabilities required to build a future commercial auto product team
Recommend organizational structure and talent profile for execution
Support recruiting and team building for product launch and ongoing management
Coordinate across product management, actuarial, underwriting, claims, legal, compliance, technology, operations, and marketing
Transition from primarily strategic work into product development and execution as the initiative progresses
Evaluate relationships with OEMs, autonomous vehicle companies, mobility platforms, fleet operators, telematics providers, data companies, and insurtech partners
Assess embedded insurance and partnership-based distribution opportunities
Represent the organization in relevant insurance, mobility, and technology discussions
Bring external market perspective and insights to internal stakeholders

Requirements

Bachelor’s degree in business, insurance, finance, economics, management, or a related field (equivalent experience may be considered)
Significant experience developing or managing commercial auto insurance products
Strong understanding of differences between personal and commercial auto insurance
Experience with commercial auto pricing, underwriting, actuarial models, risk selection, coverage structures, or portfolio performance
Experience developing product strategy, business cases, market-entry plans, or new insurance capabilities
Ability to operate in an environment where the product, process, and team are still being built
Strong understanding of emerging mobility and related ecosystems (autonomous vehicles, connected vehicles, telematics, rideshare, delivery, commercial fleets)
Ability to explain how mobility and vehicle technology changes may affect insurance products, pricing, underwriting, liability, and claims
Proven ability to present recommendations and influence senior executives
Strong written, verbal, analytical, and presentation skills
Ability to balance strategic thinking with practical execution
Onsite requirement: work onsite most days in Costa Mesa, California, or relocate to the area
Willingness to travel periodically for executive meetings, industry events, and stakeholder discussions

Compensation & Employment Details

Salary (base): $194,300–$259,100 depending on experience
Incentive: 20% target incentive
Full-Time, Direct Hire
Estimated salary range listed: $182,000–$260,000 per year

Location & Work Expectations

Location: Costa Mesa, CA onsite
Fully remote work is not planned; limited flexibility may be explored for an outstanding candidate
Relocation assistance may be considered for an exceptional candidate
Other location listed: Dallas, TX

Benefits

Medical, Prescription, Dental & Vision Benefits (for employees working 20+ hours per week)
Health Savings Account (HSA) (for employees working 20+ hours per week)
Life & Disability Insurance (for employees working 20+ hours per week)
MetLife Voluntary Benefits
Employee Assistance Program (EAP)
401K Retirement Savings Plan
Direct Deposit & weekly epayroll
Referral Bonus Programs
Certification and training opportunities

Preferred Qualifications

Experience working with autonomous vehicle companies, OEMs, commercial fleet operators, mobility platforms, telematics providers, or embedded insurance programs
Experience with light commercial fleets, delivery vehicles, rideshare, or other emerging commercial mobility segments
Experience with an insurance carrier, insurtech, mobility company, or transportation technology organization
Experience launching a new insurance product or building a new insurance capability from the ground up
Experience evaluating build, buy, partner, or acquisition strategies
Experience with E&S, specialty, non-standard, or other complex insurance products
Experience with state insurance filings, regulatory approvals, product governance, or compliance
CPCU, AINS, ARM, or another insurance designation
Experience building and leading a product management or insurance strategy team

Position Overview

The organization does not currently offer commercial auto insurance products and is beginning to define its strategy in this space
Serve as the initial product leader for the initiative: help the business understand the opportunity, evaluate paths forward, and build the foundation for future commercial auto and emerging mobility product organization
Initial focus: light commercial auto and mobility segments aligned with existing operational and underwriting capabilities
Not a heavy trucking role
Initially centered on strategy, market analysis, product vision, business cases, and executive alignment, then transition into broader product development and team-building
Over time, transition from the emerging mobility strategy team into the broader insurance product management organization, potentially within 12 to 36 months as product vision and operating model take shape

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