Product Manager – Autonomous Mobility/ Commercial Auto Insurance

Lead the initial product strategy for commercial auto and emerging mobility, building the foundation for a scalable product organization in Costa Mesa.

Responsibilities

• Define the organization’s long-term commercial auto and emerging mobility product strategy
• Evaluate opportunities across light commercial fleets, connected vehicles, autonomous vehicles, rideshare, delivery, and other evolving mobility models
• Articulate key differences between personal and commercial auto products, including risk, pricing, underwriting, coverage, claims, and operational considerations
• Develop a point of view on how autonomous and connected mobility may impact commercial insurance
• Monitor emerging mobility trends, competitors, OEM activity, insurance innovation, technology providers, and regulatory developments
• Identify where the organization can establish a differentiated position in the market
• Create a roadmap to move from the current state of no commercial auto product to a scalable offering
• Assess potential market-entry paths, including:
  • Building capability internally
  • Acquiring or partnering with an existing organization
  • Choosing not to enter specific market segments
• Analyze investment, talent, technology, regulatory, operational, and risk requirements for each path
• Prepare recommendations and business cases for executive leadership
• Present the product vision to senior executives and secure alignment on the recommended strategy
• Define capabilities, resources, partnerships, and organizational structure needed to execute the strategy
• Provide expertise in commercial auto product structure, coverage design, underwriting, rating, pricing, and risk selection
• Partner with actuarial teams to evaluate pricing methodologies, risk models, exposure data, loss trends, and portfolio economics
• Help determine which commercial auto risks and vehicle types match existing organizational capabilities
• Identify future coverage needs driven by autonomous systems, connected vehicles, fleet operations, and changing liability models
• Establish the foundation for product governance, regulatory review, underwriting guidelines, and operational processes
• Support development of product requirements and implementation plans as strategy advances
• Define roles and capabilities required to build a future commercial auto product team
• Recommend organizational structure and talent profile for execution
• Support recruiting and team building for product launch and ongoing management
• Coordinate across product management, actuarial, underwriting, claims, legal, compliance, technology, operations, and marketing
• Transition from primarily strategic work into product development and execution as the initiative progresses
• Evaluate relationships with OEMs, autonomous vehicle companies, mobility platforms, fleet operators, telematics providers, data companies, and insurtech partners
• Assess embedded insurance and partnership-based distribution opportunities
• Represent the organization in relevant insurance, mobility, and technology discussions
• Bring external market perspective and insights to internal stakeholders

Requirements

• Bachelor’s degree in business, insurance, finance, economics, management, or a related field (equivalent experience may be considered)
• Significant experience developing or managing commercial auto insurance products
• Strong understanding of differences between personal and commercial auto insurance
• Experience with commercial auto pricing, underwriting, actuarial models, risk selection, coverage structures, or portfolio performance
• Experience developing product strategy, business cases, market-entry plans, or new insurance capabilities
• Ability to operate in an environment where the product, process, and team are still being built
• Strong understanding of emerging mobility and related ecosystems (autonomous vehicles, connected vehicles, telematics, rideshare, delivery, commercial fleets)
• Ability to explain how mobility and vehicle technology changes may affect insurance products, pricing, underwriting, liability, and claims
• Proven ability to present recommendations and influence senior executives
• Strong written, verbal, analytical, and presentation skills
• Ability to balance strategic thinking with practical execution
• Onsite requirement: work onsite most days in Costa Mesa, California, or relocate to the area
• Willingness to travel periodically for executive meetings, industry events, and stakeholder discussions

Compensation & Employment Details

• Salary (base): $194,300–$259,100 depending on experience
• Incentive: 20% target incentive
• Full-Time, Direct Hire
• Estimated salary range listed: $182,000–$260,000 per year

Location & Work Expectations

• Location: Costa Mesa, CA onsite
• Fully remote work is not planned; limited flexibility may be explored for an outstanding candidate
• Relocation assistance may be considered for an exceptional candidate
• Other location listed: Dallas, TX

Benefits

• Medical, Prescription, Dental & Vision Benefits (for employees working 20+ hours per week)
• Health Savings Account (HSA) (for employees working 20+ hours per week)
• Life & Disability Insurance (for employees working 20+ hours per week)
• MetLife Voluntary Benefits
• Employee Assistance Program (EAP)
• 401K Retirement Savings Plan
• Direct Deposit & weekly epayroll
• Referral Bonus Programs
• Certification and training opportunities

Preferred Qualifications

• Experience working with autonomous vehicle companies, OEMs, commercial fleet operators, mobility platforms, telematics providers, or embedded insurance programs
• Experience with light commercial fleets, delivery vehicles, rideshare, or other emerging commercial mobility segments
• Experience with an insurance carrier, insurtech, mobility company, or transportation technology organization
• Experience launching a new insurance product or building a new insurance capability from the ground up
• Experience evaluating build, buy, partner, or acquisition strategies
• Experience with E&S, specialty, non-standard, or other complex insurance products
• Experience with state insurance filings, regulatory approvals, product governance, or compliance
• CPCU, AINS, ARM, or another insurance designation
• Experience building and leading a product management or insurance strategy team

Position Overview

• The organization does not currently offer commercial auto insurance products and is beginning to define its strategy in this space
• Serve as the initial product leader for the initiative: help the business understand the opportunity, evaluate paths forward, and build the foundation for future commercial auto and emerging mobility product organization
• Initial focus: light commercial auto and mobility segments aligned with existing operational and underwriting capabilities
• Not a heavy trucking role
• Initially centered on strategy, market analysis, product vision, business cases, and executive alignment, then transition into broader product development and team-building
• Over time, transition from the emerging mobility strategy team into the broader insurance product management organization, potentially within 12 to 36 months as product vision and operating model take shape