Consumer Banking Product Owner

Texas Capital Bank is seeking a Consumer Banking Product Owner based in Richardson, TX (onsite) to lead product strategy and execute complex initiatives from concept through launch, adoption, and ongoing optimization. This role translates customer needs and market insights into measurable customer and business value.

Role Focus

Own consumer banking product strategy and help shape how consumer, digital, and private banking offerings evolve and compete. Serve as a central partner in translating banking strategy into actionable plans that support long-term growth, strengthen capabilities, and build strategic partnerships.

Responsibilities

• Set product strategy: Contribute to the vision and strategic direction for new and existing consumer, digital, and private banking products, including decisions related to features, pricing, positioning, value propositions, and go-to-market planning.
• Drive strategic initiatives: Lead initiatives from business case development through implementation by establishing priorities, aligning teams across the bank, and maintaining accountability for outcomes.
• Advance growth opportunities: Use customer insights, market research, competitive analysis, and performance data to develop actionable recommendations that support growth.
• Manage product performance: Define success measures and evaluate results to identify improvements across customer adoption, financial performance, and operational effectiveness.
• Strengthen strategic partnerships: Evaluate prospective partners and optimize existing relationships to expand capabilities and deliver greater customer and business value.

Requirements

• Education: Bachelor’s degree in finance, business, economics, or a related field; advanced degree preferred.
• Experience: 5+ years in financial services strategy, product management, management consulting, or a related field.
• Leadership and collaboration: Proven ability to lead complex initiatives, align cross-functional teams, and influence stakeholders.
• Business case development: Strong financial modeling and PowerPoint skills, including experience producing business cases and executive-level recommendations.
• AI tooling: Proficiency in using artificial intelligence tools to improve research, analysis, and productivity.

Technologies

• PowerPoint
• Artificial intelligence tools

Benefits

• Health insurance coverage
• Wellness program
• Fertility and family building aids
• Life and disability insurance
• Retirement savings plans with a generous 401K match
• Paid leave programs
• Paid holidays
• Paid time off (PTO)

About the Product Strategy Team

Texas Capital’s Product Strategy team defines how the bank’s consumer, digital, and private banking offerings evolve and compete.