Product Owner, AI & Analytics

BMO Financial Group is hiring a Product Owner for AI & Analytics to help shape and deliver AI-powered product capabilities for Commercial Banking. This role sits at the intersection of business priorities and technical execution, partnering with stakeholders to turn customer and operational needs into measurable outcomes from discovery through adoption and ongoing improvement.

Working onsite in San Ramon, CA, you will translate challenges and strategic opportunities into clear product direction, helping teams prioritize what matters and ensuring success is measured in business and customer value.

Role focus

• Transform customer needs, business challenges, and strategic opportunities into products that deliver measurable business value.
• Develop product strategies, priorities, and roadmaps tied to measurable outcomes, not feature delivery alone.
• Contribute to discovery discussions that align stakeholders, challenge assumptions, and reveal opportunities for innovation.
• Gather and synthesize customer, business, operational, and data-driven insights to identify opportunities and inform product direction.
• Evaluate opportunities through both a product lens and a business lens, balancing customer value, commercial impact, risk, effort, and long-term benefit.
• Partner with stakeholders to define, prioritize, and validate value-creating opportunities.
• Act as the link between business stakeholders and delivery teams by translating business goals, user workflows, data requirements, and technology capabilities into product requirements.

What you will translate into execution

• Product roadmaps
• Product requirements
• User stories
• Acceptance criteria
• Prioritized backlogs

How you work with teams

• Ensure delivery teams understand what to build, why it matters, and how success will be measured.
• Advocate for end users across the product lifecycle while continuously evaluating how products can become easier to use, more valuable, more intuitive, and better aligned to user workflows.
• Work closely with Data Scientists, Data Engineers, Software Developers, Architects, Scrum Masters, Product Managers, and Business Stakeholders to bring AI-powered capabilities from discovery through implementation, adoption, and continuous improvement.
• Balance customer value, business priorities, technical feasibility, and delivery timelines, executing priorities through established delivery processes and cross-functional practices.
• Navigate competing priorities, align diverse perspectives, communicate effectively across business and technical audiences, and help teams make informed decisions that maximize business outcomes.

Experience and education

• Typically 5-7 years of relevant experience, plus post-secondary education in a related discipline, or an equivalent combination of education and experience.
• Experience in Product Ownership, Product Management, Business Analysis, Consulting, Strategy, or related disciplines.
• Experience translating business requirements into product requirements and user stories.
• Experience working with cross-functional delivery teams and supporting Agile delivery teams.
• Experience in financial services, banking, analytics, data products, digital products, or AI-enabled solutions.
• Experience translating product strategy into execution through planning, prioritization, stakeholder alignment, and cross-functional collaboration.
• Understanding of product delivery practices, backlog management, release planning, and product development lifecycles.
• Knowledge of how to help teams execute effectively while maintaining focus on broader product goals and business outcomes.

Tools and technologies

• Jira
• Rovo
• Confluence
• Azure DevOps

Salary and location

• San Ramon, CA (onsite)
• USD 90,000 - 180,000 per year

Benefits

• Health insurance
• Tuition reimbursement
• Accident insurance
• Life insurance
• Retirement savings plans
• Performance bonuses
• Discretionary bonuses

Nice to have

• AI, machine learning, or advanced analytics experience
• Experience with Jira, Rovo, Confluence, Azure DevOps, or similar tooling
• Agile certifications or Product Owner certifications
• Commercial Banking or Treasury & Payments experience

The role is positioned to go beyond requirements gathering or backlog administration. You will help define and build the next generation of AI-powered capabilities that can change how Commercial Banking teams engage clients, generate insights, make decisions, and create value.