Hastings Insurance, a trusted partner to agents, policyholders, and the communities it serves for more than 135 years, carries a strong financial foundation and an A (Excellent) rating from A.M. Best. The Insurance Product Manager for Agribusiness and Commercial Lines will help steer product direction from Michigan with remote flexibility, collaborating with Underwriting, Actuarial, Claims, and Legal to shape strategy, pricing, forms, and regulatory filings for differentiated, compliant products.
Responsibilities
- Lead the development and execution of product strategies for assigned Agribusiness or Commercial Lines offerings.
- Spot opportunities to enhance performance, profitability, competitiveness, and customer value.
- Design and manage product changes from concept through implementation and ongoing maintenance.
- Analyze product performance, market trends, competitor offerings, and business results to propose actionable improvements.
- Collaborate with Actuarial to craft pricing approaches and assess business impact.
- Develop formal product proposals including rate indications, coverage comparisons, and rating variable analyses.
- Ensure regulatory compliance through form development, rate filings, rule filings, and state filings.
- Prepare and manage rate, rule, and form filings using SERFF.
- Coordinate responses to regulatory inquiries and objections in partnership with Actuarial and Legal.
- Coordinate implementation of product revisions across Underwriting, Claims, IT, and other areas.
- Lead cross-functional alignment and approval processes for product changes and initiatives.
- Maintain underwriting guidelines, eligibility rules, product documentation, and related materials.
- Define business and system requirements for product changes and enhancements.
- Validate rates, algorithms, forms, and system updates through testing and review.
- Oversee communication and training related to product updates for internal and external audiences.
- Act as a subject matter expert supporting Underwriting, Claims, Marketing, and other departments.
- Conduct periodic audits and maintain form indexes for assigned product lines.
- Participate in cross-functional projects and continuous improvement efforts.
Requirements
- Bachelor's degree in Business, Insurance, Mathematics, Statistics, or a related field, or equivalent experience.
- Five or more years of Property and Casualty insurance experience.
- Direct experience supporting Commercial Lines, Agribusiness, Farm Lines, or related insurance products.
- Background in product development, product management, underwriting, pricing, actuarial support, marketing, or related discipline.
- Solid understanding of insurance product development, pricing structures, coverage forms, and regulatory requirements.
- Experience with rate development, product lifecycle management, and state filing processes.
- Knowledge of SERFF and insurance regulatory filing requirements preferred.
- Strong analytical abilities to interpret data and support business decisions.
- Ability to collaborate effectively across Underwriting, Actuarial, Claims, Legal, IT, and other functions.
- CPCU, AU, actuarial coursework, or other insurance designations preferred.
- Excellent written and verbal communication skills.
- Strong organizational, project management, and problem-solving capabilities.
- Proficiency with Microsoft Office applications.
Technologies
- SERFF
- Microsoft Office applications
Benefits
- 401(k)
- 401(k) matching (6% match)
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- On-site gym
- Paid time off
- Professional development assistance
- Referral program
- Retirement plan
- Tuition reimbursement
- Vision insurance
About Hastings Insurance
Hastings Insurance is a longtime partner to agents, policyholders, and the communities it serves. For more than 135 years, the company has helped individuals, families, and businesses protect what matters most and recover after loss. Hastings is financially strong, holding an A (Excellent) rating from A.M. Best, and continues to invest in technology and strengthen partnerships with independent agents.
Our Commitment as an Employer
Hastings believes that diverse perspectives strengthen the organization and drive better outcomes. The company is committed to an inclusive workplace where every employee feels respected, supported, and empowered to contribute. Hastings is an equal opportunity employer, with decisions based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, appearance, disability, or veteran status.
